Mortgage Affordability Calculator (Global)

Estimate the maximum home price you can afford based on your income, debt-to-income ratios (DTI), down payment, interest rate, property taxes, insurance, and HOA fees.

Income & Debt
Property Costs
Housing cost includes P&I, property tax, insurance, and HOA.
Notes:
  • Front-end DTI limits total housing costs. Back-end DTI limits housing plus existing debts.
  • The calculator solves for the maximum affordable home price using your inputs.
  • For comparison, it also estimates affordability using a 15-year term.
Summary
Max Home Price
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Loan: —, Down: —
Monthly Housing Cost (PITI+HOA)
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Limiter: —
P&I
—
Taxes + Insurance + HOA
—
If allowed housing cost is very low, results may be zero.
Housing Cost vs Allowed
Quick Compare (15-year vs 30-year)
Max Price (15-year)
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Max Price (30-year)
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Assumes same interest rate for comparison.

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