Capital Gains Tax Calculator (India)

Estimate capital gains tax across Equity, Mutual Funds, Debt, Gold, and Property. Supports indexation (CII), equity LTCG exemption, slab and cess, and basic property exemptions.

Asset & Transaction
Enter months held. LTCG/STCG thresholds vary by asset: Equity ≥12m, Debt MF legacy ≥36m, Gold ≥36m, Property ≥24m.
Indexation (CII) & Rules
Indexation generally applies to Property and Gold LTCG and legacy Debt MF LTCG.
Tax Settings
Surcharge is not modeled; enter an effective rate in slab if needed.
Notes:
  • Indexed cost = (Purchase Price + Expenses) × (CII at Sale / CII at Purchase), when indexation applies.
  • Equity LTCG at 10% beyond exemption; Equity STCG at 15%; Non-equity STCG taxed at slab.
  • Property LTCG allows exemptions; Debt MF “Current” rule taxes gains at slab without indexation.
Summary
Gain Type
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Tax Rate Applied
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Unindexed Gain
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Indexed Cost
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Taxable Gain
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Total Tax (incl. cess)
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If gains are negative, tax is zero. Figures are estimates; consult a tax advisor for personalized advice.
Components

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